Your success is our success. Read what other small business owners have to say about ForwardLine.
Your success is our success. Read what other small business owners have to say about ForwardLine.
What they are saying
ForwardLine proudly maintains an A+ rating with the BBB, but we take the most pride in our customer feedback and testimonials. We frequently get letters and emails from our customers sharing how our funding benefited their business. That makes what we do fun and meaningful.
You don’t have to take our word for it, though – hear about our commitment to competitive rates and outstanding service directly from our customers.
Our customer reviews
Jeffrey J. Lencioni | Docks Bar & Grill
“Rates far better than I found with other merchant cash advance companies.
ForwardLine provided working capital for my businesses at a fantastic rate and ultimately provided me with better processing rates than I had previously experienced. The process was very simple and provided me with answers regarding my financing needs in a very immediate fashion.”
Scott Webermeier | National Park Village & The Country Supermarket
“I got many, many offers, but after comparing rates, I chose ForwardLine.
The whole process was easy compared to the runaround the banks gave me; and the funding was quick. The support personnel were fantastic, too. James and Jeff were always available during the whole process and after. They truly know the meaning of customer service.”
Linda Keenan | California Drawstrings
“The financing allowed me to move my franchise forward and gain an advantage over my competitors.
ForwardLine is truly a professional organization—easy to work with, and very understanding. I highly recommend ForwardLine to every small business owner.”
DJ Denn | Godfather’s Pizza
“You have helped us grow from one store to 12 in less than three years.
Thanks, ForwardLine for all you've done for Pepper Palace. As we move into the future, ForwardLine will remain our first source of borrowing. You guys are a great financial resource for small businesses.”
Craig Migawa | Pepper Palace
“After dealing with a number of companies, it was nice to find ForwardLine!
Not only do they have great programs and response times, but they truly care about your day-to-day business and success!”
John Bullard | Leisure Lifestyles
“It’s the fastest way to get some extra money to do the things you need to do for your business.
We have used ForwardLine to get money to remodel our business. The financing is easy and fast, and the people that work there are professional and amazing. We highly recommend it.”
Jeffrey & Pam Fry | The Color Studio & Salon
“This company is solid, prompt, and has a great customer service staff.
ForwardLine offered immediate cash flow, funding my business through a type of financing program I’d never heard of before. I recommend ForwardLine to all business owners – they will help you and your business succeed and stay on top.”
Raul Cantu | Pet World
"I would recommend ForwardLine to anyone.
We went through a different merchant cash advance service, and while the funds were received the process and paperwork were a headache. The next time we went through ForwardLine, and it was simple and FAST. We started on a Monday, and the funds were in our account on Friday. The staff was helpful and professional."
Chuck Altamore | Stillwaters Food & Service
"ForwardLine worked with us, and answered all our questions
It made us very confident about the decision we were making for the company's expansion. We were pleasantly surprised when we paid off the loans months earlier than our projections. We made the right decision for the company and we thank ForwardLine for assisting us."
Matthew Scott | Big City Bread Café
"We are a family owned auto repair shop, finishing up our third loan with ForwardLine.
Our relationship with them has been nothing but positive. We used our loans to buy state-of-the-art equipment, that allows us to repair almost anything. We are a seasonally-based company, and couldn't be sure our business would grow steadily. After our loan, we almost doubled our gross sales, and were able to pay off our last loan during our slow season. I could not imagine financing equipment any other way. Additionally, I recommended ForwardLine to a fellow shop owner, who is also pleased with their service."
Andrew Schrank | ASC Automotive
"When a company is a great company you know you will go back to them-- and that is just what we did.
Our first experience with ForwardLine was when we wanted to upgrade our showroom. We couldn't have been happier. We were truly impressed with their professionalism and outstanding customer service. There was no other choice except ForwardLine when were decided to borrow again. We would highly recommend trying ForwardLine if you find yourself in need of funds. We know you will not be disappointed."
Jody Miller | Alber’s Fireplaces
"I knew ForwardLine was different from others who had reached out to me.
They explained and answered every question I had, did everything they said they would do when they said they would do it. I appreciate integrity, and ForwardLine met and exceeded every expectation. Furthermore I didn't have to go through the bank process of endless paperwork. I look forward to working with them in the future and consider them a business partner."
Michael Abney | Salon Dacota
"Reading the testimonials of what ForwardLine has meant to other businesses was helpful towards us contacting ForwardLine.
Everyone who handled our account was on top of things throughout the whole process. It is very gratifying for us to have been treated in such a considerate, attentive and timely manner. We acknowledged everyone involved for making the process a positive connection for ForwardLine."
Fred Brantely | Natural Garden and Nursery
"I am very happy to endorse ForwardLine as a source of much needed finance.
I have used their ForwardLine over the last three years and found them to be very easy to deal with. Everything is explained in advance and the facts behind the funding are easily understood. Payments are withdrawn from the Credit Card account on a very predictable basis and we had no problems."
Deepak Sehgal | Quality Inn – Bend
"Dealing with ForwardLine is a pleasant experience, and their concept of cash flow management is outstanding.
ForwardLine provided working capital for my business at a rate far better than I was able to find from similar merchant cash advance companies. I really enjoyed working with ForwardLine-- everyone is friendly and courteous. I highly recommend this company to any business no matter what their business is. It can make your life that much easier. Thanks again for the excellent service."
Dwight Shackleton | Wing King of Fletcher
"I highly recommend ForwardLine and we will always consider them a business partner.
As an owner of a furniture store in Michigan, it was impossible to get financing when the recession started 5 years ago. Even our banks that we dealt with for years would not help us. ForwardLine came to the rescue with funding that I could not otherwise obtain from the banks. The process was quick and easy and ever since then we have established a great relationship with ForwardLine over the years. Now we use the extra funding to make special purchases to help expand our business."
Jim Shea | Monroe Furniture Plaza
“Thank you ForwardLine for continuing to help us grow.
We have done a tremendous amount of research into cash advances for more than 4 years before we discovered ForwardLine to have the most competitive rates. We have had a great experience with our representative, who understand the finite margins of a small business. ForwardLine is always flexible and willing to work with our needs, which is usually company facility improvements."
Jeremy Beaver | Listen Vision
"FowardLine was very accommodating and easy to deal with.
They handled my financing quickly and helped me with the transition, and everyone I dealt with there was extremely nice. I would highly recommend their services!"
Laura Allen | Author and Educator
“This was the easiest loan I’ve ever received.
Thanks to ForwardLine we were able to recover from 2 Hurricanes back to back without a FEMA loan. This is our third renewal and each time it makes our business so much better. I feel bad for the small business owners that don’t know about ForwardLine and have to struggle unnecessarily. Don’t even waste time with the banks. Just go apply at ForwardLine.com.”
Dona Piza | Prana Yoga Center
"From start to finish ForwardLine has been great. Thank You!
When I needed money quickly to purchase inventory for a sudden increase in our business, ForwardLine really came through for us. They helped us get the yarn we needed right away so we could fill our orders and meet our deadlines. Re-payments are easy because the amount is based on a percentage of our daily sales tickets…how easy is that? The whole process was hassle-free and I got the money quickly. There is no doubt that the people at ForwardLine truly care about our company and they want to see us succeed. They really made it easy for us to get the business capital we needed! No hassles, just help!"
Amana Nova | Mango Moon Yarns
“Thank you for quality service!
ForwardLine offered me the opportunity to expand my business with a loan. What better way to deal with payments than have it deducted on a daily basis.”
Patricia Elliott | Paws Applause
“Thank you for your help!
If I’d known about ForwardLine sooner, I could have saved a lot of time and effort.”
Al Quahhaar | Al’s Black Belt Club
“I’m on my 4th loan with ForwardLine.
With their help, I have acquired 2 additional locations and business has never been better. Thanks ForwardLine!”
Raghunath Kurri | Firebird
“I thought business loans were just for the big guys.
I tried so many banks. Through ForwardLine, I got the capital I needed quickly.”
Richard Glass | Glass Hair Design
“The whole loan process was so simple.
I genuinely don’t believe it could be true. Then the money was wired into my account. Now I believe!”
Dennis Marino | The UPS store
“We were finding it difficult to obtain funds to keep our business going during these hard economic times.
ForwardLine came to our rescue with honest and friendly personnel that did exactly what they said they were going to do. From Calvin in sales to Scott, Dwan & Jeff in processing, they all do their jobs excellently.”
Ralph Guadio | The G Boys Garden & Christmas Center
“Thank you everyone at ForwardLine for your splendid work!
Joseph Unger is a tremendous asset to your company. His efforts in helping us secure a ForwardLine loan were unceasing and allowed us to meet our time-table of much needed renovations prior to season beginning. I cannot thank him and the other members of the team for their help in securing us a much appreciated loan.”
Beverly Bartel | Apree Salon Day Spa
“Everyone I worked with at ForwardLine was very helpful.
I would like to thank Joe for making my experience with ForwardLine very easy and understandable. I will be working with them in the future.”
Angelo Spagnolo | I Pub LLC
”I feel 100% satisfied, thanks again for your help.
My experience is described as “excellent” and I have special respect and gratitude for Michael Lord and Elizabeth Pelayo. They are well prepared to work with a client. I wish you the best and many thanks for your help.”
Edel Toste-Castillo | Cuban Bakery
“Thank you to the ForwardLine staff for going above and beyond their duties.
My loan from ForwardLine helped me immensely with the remodeling of my restaurant.”
Gus Pappas | Palos Garden
“ForwardLine is a wonderful company to work with.
I have been working with them for several years now and I feel as though I have my own personal financial consultant. The staff at ForwardLine is the main ingredient for the company. They are professional, very knowledgeable and most of all make the job of borrowing money a hassle free experience. Financing with ForwardLine has enabled me as a family owned restaurateur to purchase new items for my business such as kitchen equipment, a security system and new flooring. My payments for ForwardLine are made daily from my credit card sales so I do not have to worry about the monthly payments being made. I would highly recommend ForwardLine to anyone who is in the need for financing for their company.”
Maryanne Marrit | Martin’s Restaurant
“If you are thinking about applying for a business loan, I would strongly recommend ForwardLine to you.
I’ve taken out a loan from ForwardLine twice, in 2009 and 2010. Unlike other big banks, I was not required to fill out endless paperwork and was able to get the loan approved quickly. Moreover, Scott, my account manager, constantly updated me with the application process and he was very supportive whenever I had a question. Indeed, he was very professional and serious about helping me and my business. Needless to say, ForwardLine is reliable and trustworthy, and most of all, they have a great customer service. I thank ForwardLine and Scott for their commitment in helping small business owners like me.”
John Kim | New Mimi Nail
“It was a pleasure to deal with everyone at ForwardLine from the first phone call.
The process was hassle free and quick. We appreciate all your help and look forward to having a long professional relationship with your company."
Diana Fagan | Same Day Fuel Oil
"Everyone at ForwardLine was very polite and informative.
I was never made to feel as though my questions were not worth answering. Everyone was prompt and fulfilled their responsibilities in a timely manner. All in all it was a good transaction experience. "
Laurie Barrett | The Birdwalk
"One phone call, few faxes and you have the money.
Nothing easier than getting a loan at ForwardLine. Very happy with the service. Would recommend to other business owners."
Geoff Merritt | Geoff Merritt Salon
"A simple and hassle-free experience.
A great way to get quick money to support your business from very knowledgeable and friendly people!”
Ken Posten | Tender Loving Childcare Inc.
"ForwardLine helped tremendously in keeping our business viable during a difficult time when traditional lenders refused to help.
In addition to the funding, ForwardLine associates seemed to understand our position and they were always ready to assist when called upon. I would recommend ForwardLine as part of a comprehensive business plan to anyone in need of financial assistance.”
Roland Januzzi | Shoes For You by Januzzi
"Everyone I have worked with at ForwardLine is very professional & cooperative.
By obtaining financing for our business we were able to pay off debts. The rate offered by ForwardLine is very competitive.”
George Paris | Foot Solutions
"After dealing with a number of companies it was nice to find ForwardLine!
Not only does ForwardLine have great programs and response times, but they truly care about your day to day business and success!”
John Bullard | Leisure Lifestyles
"I really enjoyed working with Hamlit & Leonard, they walked me thru every step and I appreciate them greatly.
I’m always nervous when trying to get financing and their knowledge and patience really helped. Thanks guys.”
Sebrina Odom | Salon Alexis Simone
"ForwardLine provided working capital for my businesses at a rate far better than I was able to find from similar cash advance based credit card sales entities.
ForwardLine’s staff provided me with better processing rates that I had previously experienced. The application process was neither drawn out or cumbersome as I experienced with other providers. The process was very simple and provided me with an answer regarding my financing needs in a very immediate fashion. I found the staff at ForwardLine to be very friendly, supportive and knowledgeable. I would gladly look to this group as opportunities present themselves in the future.”
Scott Webermeier | National Park Village/ The Country Supermarket
"Thanks for your excellent service.
I would like to express my thanks and gratitude for the way David Leibovitch handled my loan process with ForwardLine. This is my second such loan with ForwardLine, and the process with David was extremely streamlined, quick, and came with perfect timing. David was extremely helpful and always available during the entire loan process.”
Boris Milensky | Cool Liquors Beer & Wine
"Everyone at ForwardLine was friendly and courteous.
Working with this company was a pleasant experience. I would recommend your company to others.”
Joe Wallen | Jenkin Automotive
"ForwardLine was able to move quickly and get the deal funded on my schedule.
Having access to capital has made all the difference to my cash flow management. Thank you ForwardLine!”
Mark Arend | Quality Inn Winona
"It is so easy to work with ForwardLine and that is why we continue to come back.
We are able to purchase catering equipment and expand our current business because of this financing. Thank you for all your help!”
Scott Redstone | Durum Restaurant
"I switched processors to ForwardLine.
The changeover went really fast and smooth. It was a pleasure dealing with Grant & Leonard. The financing was able to help me with a major purchase for inventory for the fall/winter season.”
Marcus Jellen | Formal Image Inc.
Thanks to ForwardLine, I was able to renovate my business.”
I put in all new flooring & new TVs with the capital you folks provided & would do it again.”
Mark Greenleaf | Carolina Sports and Spirits
"While searching for financing in today’s credit tight financial market, ForwardLine proved to be the clear winner over every other company we met with.
From our very first conversation ForwardLine demonstrated a clear understanding to my financial needs. David went over and above to not only make sure those needs were met but worked in tandem with Jeff to make the transition as smooth as possible, Their terms were fair, reasonable and forthright, a rarity in today’s financial market…I could not endorse ForwardLine enough to anyone looking to secure financing for their small to medium sized business!”
James William Alexander | Winchester Wine & Spirits
"We have used ForwardLine 3 times to get money to remodel our business and get our credit card debt paid off. The financing is easy and fast and the people that work there are professional and amazing. It’s the fastest way to get some extra money to do the things you need to do for your business."
Jeffrey Fry | The Color Studio & Salon
"The relationship I have with ForwardLine gives me confidence throughout the year knowing my restaurant can survive the ups and downs of the hospitality industry.
During the current economic times, when it seems impossible to get funding to improve business, it’s ForwardLine to the rescue!”
Jason Duggan | Santiago’s Bodega
"ForwardLine provided me with the financial assistance I needed to run my business, in record time.
I appreciated the friendly and professional service I received from Leonard. In the future, if I should need financial assistance, I will use ForwardLine again.”
Tony Fuller | Luber on Wheels
"ForwardLine’s quick response and easy loan process has helped me in more than one instance.
Everyone I spoke to was extremely helpful and always got back to me in a timely manner. In the restaurant business time can be very valuable. If equipment breaks or the air conditioning goes out, you can lose customers which means lost income.”
Chad Lewis | TEN Sports Grill
"ForwardLine is a life saver.
They really came through for us in a financial pinch! They made the whole process simple and painless. Many thanks to ForwardLine.”
David Rotman | Café Aspen
"I had a very excellent experience with all the staff members at Forwardline especially Scott Park.
Mr. Park helped me through this loan process and explained it very clearly. My funds were available at the time promised. I am very pleased with Forwardline and will continue to do business with them.”
Kieu Huynh | Nail Flower
"I cannot say enough about ForwardLine or the employees that work there!
First of all the savings on the factor rate says enough, then the processing rate is just as ‘GREAT’. They went above and beyond the call of duty; this includes questions and concerns after the fact. I highly recommend this company…I look forward to a long lasting business relationship.”
William A. Rizzo | Stella’s Restaurant
"The funding process was quick and hassle free.
We needed equipment for our new store that is opening soon and ForwardLine came through with flying colors. If you need money quick this is the way to go.”
Bobby Delmonico | Groovy Automotive
"ForwardLine is solid, prompt and has a great customer service staff.
ForwardLine came to the rescue. They offered immediate cash flow, saving my business. I will recommend ForwardLine to all business owners. They will help you in the success of your business and stay on top. Thank you ForwardLine.”
Raul Cantu | Pet World
Our loans helped us get different projects completed as prior to our busy sales period.”
Our loans helped us get different projects completed as prior to our busy sales period.”
Allan Holder | Pannikin Coffee & Tea
"Working with ForwardLine is a positive experience.
They call you back right away with answers you can count on – how good is that?”
Jeff Ceresaro | Pio Loco Restaurant
"Everyone I worked with at ForwardLine has been great.
They are professional and prompt and always seem to have the answers to our questions. It has allowed our business to continue to grow during hard economic times. It has been a pleasure doing business with ForwardLine and we look forward to continuing our relationship.”
Debbe Nass | Ultimate Tan & Spa
"ForwardLine was the only lender I found who was willing to work with my mobile business--other lenders required a brick and mortar location.
I felt that my application was handled promptly and that I have excellent communication with the lender throughout the process. The loan I received helped me catch up on account payables after a difficult winter. Thank you!”
Michelle Bianco | Mid State Mobile Veterinary
"My loan with ForwardLine was a huge help in achieving some cosmetic and marketing needs of my café.
I was able to repaint the inside of the café with some the loan. It also gave me the ability to do additional marketing/advertising during the traditionally slow months of January & February.”
Michael Butti | Michael’s Bagel Café
"ForwardLine offers a great service and expedites funds to your business just when you need it.
ForwardLine delivers right away. You will love working with the staff at ForwardLine. Everyone is extremely nice, very knowledgeable and efficient. I am definitely glad I choose ForwardLine. Highly recommended.”
Barbara Vauter | Under the Mulberry Tree
"ForwardLine is a great short term way to expand business with operating capital.
They are professional, efficient & prompt with all our dealings.”
Joseph Aiello | Aiello’s
"Working with ForwardLine was a hassle-free experience.
I would recommend ForwardLine to every small business owner looking to borrow money.”
Russell Hockey | Nationwide Linen Rentals
"I always felt like the team at ForwardLine had our best interest in mind.
They were all very professional and helpful. I never felt pressure from them, even when our credit card sales were sporadic during slower times; they never pressured us and were always willing to work with us to insure our business was not impacted. I would highly recommend ForwardLine to anyone in need of funding for their business. It was truly a great experience working with everyone."
William & Kathleen Wallace | Store With Style
"Forwardline’s process for integrating their credit card system into our business model was seamless.
The way we pay our monthly payment allows flexibility for cash-flow control. These key items are the reasons we felt that ForwardLine was a suitable choice for a lender. This partnership actually saves us money on our credit card transaction fees. These savings can then be calculated into the overall interest rate—making a loan from ForwardLine an even better alternative to conventional lending. We were able to receive our funds in a couple of days, making the much needed move to a larger facility, a reality that could be attained quickly. The first three years of business are the hardest, and to make it even harder—getting a conventional loan can be impossible. I would suggest ForwardLine to any small business that is in that growing phase where conventional lending may be unattainable."
Sky Pace | Brix Beverage
"I will give ForwardLine an A+ across the board.
Everyone I talked to especially Jenny was so informative and helped me understand all parts of the funding. I was so impressed that I changed my merchant account to ForwardLine, too. Amon was very nice and helped me with that part of it. Last evening our machine batched and the funds were there this morning. I feel like screaming to everyone to please use your company if they need anything done. I will be telling all my business owner friends…and I have a lot, about your company. I am a member of the Chamber of Commerce and will mention this to them too. I spoke to a lot of funders and when I received your letter in the mail, instead of throwing it away (like I usually do) I actually opened it and called and spoke to Joel. He put me in touch with Jenny and away we went."
Dianne Peeler | Chez Julie’s Florist
"ForwardLine makes borrowing money easy and that helps me so much.
I can't thank Scott and ForwardLine enough for working with me and my business. I am able to keep my business replenished in a timely fashion, affordability."
Cathy Ketchum | The Headquarters Salon & Wigs Store
Awesome Customer Service
The easy of doing business with this company. Everyone I spoke to seemed to be very happy and always helpful. With their help, I am able to expand my business with additional retail.
Terri Dill | Looks Hair Salon
"Great service makes your customers feel that you care about developing a long-term relationship.
I really commend the prompt service provided by Michael. He took the time to explain and go over any concerns we had with the business funding. I am really pleased with the knowledge and skills."
Albert Hoff | Hoff’s Air Authority
"Professionalism along with a super ability to deal with people.
When you are borrowing this kind of money it makes most people very nervous because you are not sure it is going to work because the folks you are dealing with don’t see or know the reason to borrow in the beginning. You listened and let me explain our situation and how it became what it was. With Joel, your patience and kindness this has been made a much more pleasant experience."
Wilbur Hatcher | Sun-Pro Solutions Inc.
"I would recommend Forward Line to any business looking to do the same.
It was absolute please working with Scott and his team at ForwardLine. There is always hesitation with any business conducted over the internet but after several emails and phone calls the confidence was shared by both parties and Forward Line granted our small business the funding that was needed for us to grow and expand. The payment method is very easy and in no time our loan was paid down."
Lori Rosenzweig | Mama Lor’s Café
"I just wanted to let you know how much I appreciate your team.
Working with a potential lender can not only be daunting but sometimes just downright scary. Add in the fact that we are separated by a couple thousand miles can add extra anxiety to the situation. From the first time we spoke on the phone Michael, you helped set my mind at ease. You were able to help our business acquire funds to be able to improve and grow our business. Your team made the process easy and eliminated the fear and doubt typically associated with such a process. Thank you for your time and commitment to helping small businesses like ours prosper."
Corey Borch | Brock Family Chiropractic
"ForwardLine has been a blessing to me.
After my husband’s death, I acquired more debt because of payroll and just overall expense and myself learning the financial part of the everyday operations. No one was willing to combine all of my loans to make it one simple payment. I decided to give it one more chance and Russell from ForwardLine called me back. We got the process started and within 72 hours I had my funding and all my accounts combined in one. I went from paying the others over 29% of my credit cards sales each day but now I have a signification lower % plus saving an additional $200 a month on my credit card processing. Thank you so much for all that you’ve done from me, I would recommend anybody to choose ForwardLine. They were friendly, understanding and prompt."
Robin Frantom | Shinolas Texas Café
"Thank you for your professionalism.
The courteous and professional help we were extended by Michael and Alice while applying for, and obtaining our business loan. It is often a difficult process when going through a restructuring process, but with their support, respect, and guidance, it was made all that easier."
Kellye Davis | Barksdale Home Care Service Corp.
"Thank you for obtaining financing for my firm not once, but twice, in the last few months.
This capital infusion is going to help sustain our recent growth and expansion. It was a pleasure working with you and I will definitely recommend your services to other professionals seeking financing."
Kenneth Welsh, Jr. | Welsh Law Group, PLC
"Fast, Simple, Reliable and real...
This has been by far the quickest and easiest process to secure funding for my business. If you provide the appropriate documents underwriting does their job diligently and is able to qualify you for funds based on your company's finances. It most definitely helped during a time our company was expanding. I definitely recommend ForwardLine."
Hanio Jose Zuniga | Airport Super Express