Business Loans
Call 1-866-623-4900
Like us on Facebook
Financing Application

Reviews and Testimonials

“Thanks to ForwardLine for all you've done for Pepper Palace. You have helped us grow from one store to 12 in under 3 years. As we move into the future, ForwardLine will remain our first source of borrowing.You guys are a great financial resource for small businesses. Jeff and Dave have been great as has the rest of the team.”
~ Craig Migawa | Pepper Palace

“Working with ForwardLine was simple and easy. The process was minimal and the people were great to work with. My business is seasonal and it helped us get through the slower months during the winter. We will definitely do business again in the future.”
~  Jeffrey J. Lencioni | Docks Bar & Grill

“I liked several things about my experience with ForwardLine. I felt that they were sincerely helpful and friendly. ForwardLine’s paperwork, approval and verification process was quick and not excessively involved. The terms are reasonable and the cost is less than another similar funding company I looked at. They helped me get a jumpstart on purchasing new inventory to get the season started for my gallery and gift shop business.”
~  Matthew Steinbrueck | Ravens Next Treasure

“When a company is a great company you know you will go back to them and that is just what we did. Our first experience with ForwardLine was when we wanted to upgrade our showroom. The process was made so simple by our Senior Merchant Consultant, Scott, we couldn’t have been happier. The follow up by our Merchant Support Specialist, Amon, was excellent and we were truly impressed with the professionalism and outstanding customer service by both of them. There was no other choice except ForwardLine when we decided to borrow again. We would highly recommend trying ForwardLine if you find yourself in need of funds. We know you will not be disappointed.”
~  Jody Miller | Alber’s Fireplaces

“We were finding it difficult to obtain funds to keep our business going during the hard economical times. ForwardLine came to our rescue with honest and friendly personnel who did exactly what they said they were going to do. From sales to underwriting to processing support, they all did their jobs excellently.”
~  Lorraine DiMaio | The G Boys Garden & Christmas Center

“ForwardLine has been a true life saver for my business. When the economy took a downturn, I found that I needed some financial help to get me through the tough times. Getting that help from ForwardLine was the best decision I ever made! It helped me through those times and beyond. The representative that I dealt with turned what could have been an unpleasant experience into a positive situation for me.”
~  Medina McCormick | Dina’s Sandwitch

“After being turned won by two banks that I have worked with for 20+ years (with whom I never missed a payment, was never late, etc.) I was willing to try almost anything to keep my business of 27 years going. I got many, many offers from various credit card companies, but after comparing rates, I chose ForwardLine. The whole process was comparatively easy after the runaround the banks gave me, and the funding was quick. The support personnel were fantastic, too. James and Jeff were always available during the whole process and after. They truly know the meaning of customer service. I can honestly say if either of my big name deposit banks came to me on bended knee and offered me a loan, I would choose ForwardLine. In my opinion, ForwardLine is today’s answer to small business survival, because those big name banks could not care less.”
~  Linda Keenan | California Drawstrings

“I have been a salon owner in Saint Louis, Missouri for over 13 years now. I have been approached by many different companies in the past offering financing based off future credit cards sales. My accountant and other financial professional had advised me not to engage in those deals.

Last month our sign went out and we have needed new chairs and equipment for some time. We have a great growing business, but cash flow for a business sometimes doesn’t really allow for huge amounts of money to go out at once. Three days later we were contacted by Adam at ForwardLine. I knew that this company felt different. They explained and answered every question I had, did everything they said they would do, when they said they would do it. I appreciate integrity and ForwardLine met and exceeded every expectation. Adam was the best.

I look forward to working with them in the future and consider them a business partner. Furthermore, I didn’t’ have to go through the bank process of endless paperwork.”
~  Michael Abney | Salon Dacota

“It’s truly refreshing to have someone be totally upfront and honest. The process was very painless and very quick. I was hesitant on changing credit card processors but the transition was very smooth and ForwardLine was able to match the great rates that I already had. Everything was a pleasure unlike the painstaking paperwork you go through with banks – only to end up being denied in the end. I highly recommend ForwardLine for cash flow needs when time is of the essence.”
~  Thomas Clemons | Chelsea Village Hardware

“ForwardLine was very helpful when times got tough this winter (due to having a business in a seasonal town). We appreciate their help and have nothing but kind words to say about their staff.”
~  Antonio Buto | Casa Del Dolce

“I would like to extend a very big “Thank You” to Leonard and ForwardLine for their immediate assistance to all my questions and concerns. Thanks again for going the extra mile, it is very rare these days.”
~  Virginia Gonzales | Joe Koen & Son Jewelers

“Everyone who handled our account was on top of things throughout the whole process. It is very gratifying to us to have been treated in such a considerate, attentive and timely manner. We acknowledge Michael and everyone involved for making the process such a positive connection with ForwardLine. Merci beaucoup!”
~  Fred Brantley | Natural Garden and Nursery

“I want to thank ForwardLine for their support. It has helped our business to improve by allowing us to buy more inventory and soon move to a bigger lot. And they have an excellent customer service department.”
~  Naila Kasabri | International Auto Body

“I’ve been in business for many years. In the last three years, due to the current economy and very tight lending, my business needed some upgrades in equipment. We had gone through a different merchant cash advance service the first time and while was received the funding, the procedures and paperwork were a headache. This time we went through ForwardLine and it was very simple and fast. We started on Monday and the funds were in my account on Friday. The entire staff, especially my consultant Joe, was very helpful and professional. I would recommend ForwardLine to anyone.”
~  Chuck Altamore | Stillwaters Food & Spirits

“ForwardLine’s efforts toward helping us secure financing were unceasing and allowed us to meet our time table of much-needed renovations prior to the season beginning. I cannot thank Joe and the other members of the team enough for their help in securing us this much appreciated financing. Thank you everyone at ForwardLine for your splendid work.”
~  Beverly Bartel | Apree Salon Day Spa

“I would like to thank Joe for making my experience with ForwardLine very easy and understandable. Everyone I worked with there was very helpful. I will be working with ForwardLine in the future.”
~  Angelo Spagnolo | I Pub LLC

“Anytime I have an issue of any kind, ForwardLine takes care of it. I have never worked with a credit card processing company that has had such a personal, one-on-one attention to detail as ForwardLine (and especially Leonard).”
~  Matthew Llewellyn | 23rd Street Brewery

“ForwardLine provided the needed financial help just as we were finding doors closed at traditional funding institutions. We own a grocery store and one year into the recession we were seeing cash flow shrink as more and more vendors tightened net 20 or net 30 terms. We knew we could balance our inventory to reflect the new consumer demand, but needed cash flow reserves to handle the transition and to continue to capitalize on special buys as they occurred.

Our credit card processing rates were quite good so we were hesitant to switch companies as part of the process, but quickly discovered we should have been with ForwardLine and Leonard all along. The process was far easier working with ForwardLine and we finally discovered a service provider who responds immediately, completes their work in a timely manner and provides easy access to our account information. We highly recommend ForwardLine and we look forward to a continued partnership.”
~  Greg Simone & Gerold Dennett | Crouch Merc Market

“My name is John Kim from New York. I would like to take this opportunity to share my great experience with ForwardLine and how I became a repeat client over the years.

I took out financing from ForwardLine twice in 2009 and 2010. Unlike other big banks, I was not required to fill out endless paperwork and was able to get approved in less than a week. What’s amazing is the fact that from filling out the application to getting a check only took about 10 days.

Moreover, Scott, my account manager, constantly updated me throughout the application process and was very supportive whenever I had a question. Indeed, he was very professional and serous about helping me and my business.

If you are thinking about applying for business financing, I would strongly recommend ForwardLine to you. Needless to say, they are reliable and trustworthy, and, most of all, they have great customer service.

I thank ForwardLine and Scott for their commitment in helping small business owners like me.”
~  John Kim | New Mimi Nail

“I would describe my opinion of ForwardLine as excellent, especially my experience with Michael and Elizabeth. They were very well-prepared to work with me as a client. To them and everyone else, I wish you the best and many thanks for your assistance. I feel 100% satisfied, thanks again for your help.”
~  Edel Toste-Castillo | Cuban Bakery

“From the first phone call it has been a pleasure to deal with everyone at ForwardLine. The process was hassle-free and quick. We appreciate all their help and look forward to having a long professional relationship with ForwardLine.”
~  Diana Fagan | Same Day Fuel Oil

“Everyone was very polite and informative. I was never made to feel as though my questions were not worth answering. Everyone was prompt and fulfilled their responsibilities in a timely manner. All and all it was a good transaction experience.”
~  Laurie Barrett | The Birdwalk

“After only one phone call and a few faxes, you have the money. Nothing could be easier. I’m very happy with ForwardLine’s service and would recommend them to other business owners.”
~  Geoff Merritt Salon | Geoff Merritt Salon

“Getting funded with ForwardLine was a really easy process.

We had worked with another company and the repayment period was set for six to eight months. The costs were 10%-17% more than ForwardLine and it defeated the purpose because we did not have much left over in our bank accounts. We like the flexibility of the extra time to payback and the savings when you payback sooner.

We also find that the credit card transactions take half the time to process than with our old merchant services.

We were able to purchase new equipment for our business and add extra services that will bring in more revenue.

We are excited with our business relationship with ForwardLine. They are totally professional. We recommend ForwardLine to any business owner that needs funding for expansion, equipment, renovations, or to payoff some bills.”
~  Alma Burgos | Tiger Lily Express Inc.

"I would like to inform you that Joseph went above and beyond his duties to make me feel comfortable and confident in doing business with ForwardLine. I would definitely inform other business associates of my experience.

This financial transaction will help immensely with our remodeling.”
~  Gus Pappas | Palos Garden

“I am just finishing my third financing with ForwardLine this month and the relationship has been nothing but positive. We are a family-owned auto repair shop and have used the proceeds to acquire state-of-the-art diagnostic equipment to enable us to repair almost anything that comes along. The repayment schedule based on monthly volume was perfect for us as we are sort of seasonally-based and could not be sure our business would grow on a steady basis.

Well, even though we do not advertise and all of our new work is based on word-of-mouth, we have almost doubled our gross sales. We were able to pay off our last loan in half the time we had figured, and that was during what we call the “slow season.”

I could not imagine financing new equipment any other way. Although I may not be a real tough bargainer when it comes to buying equipment, I have been able to buy the best there is at a very good price as I am able to pay in full for the equipment up front. The money I have saved offsets a lot of interest costs.

As I said, working with the staff at ForwardLine is nothing short of a pleasure. I recommended them to a fellow shop owner who is also very pleased with the service.”
~  Andrew Schrank, President | ASC Automotive, Inc.

“There are a great number of credit card advance companies out there today. ForwardLine was truly a professional organization, easy to work with, and very understanding. The financing came at a time that allowed me to move my business forward and gain an advantage against my competitors. I highly recommend ForwardLine to anyone.”
~  DJ Denn | Godfather’s Pizza

“A simple and hassle-free way to get quick money to support your business from very knowledgeable and friendly people!”
~  Ken Poston | Tender Loving Childcare Inc.

“ForwardLine helped tremendously in keeping our business viable during a difficult time when traditional lenders refused to help. In addition to the funding, ForwardLine associates seemed to understand our position and they were always ready to assist when called upon. I would recommend ForwardLine as part of a comprehensive business plan to anyone in need of financial assistance.”
~  Roland Januzzi | Shoes For You by Januzzi

Testimonials

      
“I’ve been in the restaurant business for 14 years and have had multiple credit card processing companies but I’ve never been happier than I am with ForwardLine. Their customer service is fantastic and they even assigned me a personal rep, Leonard, who has been exceptional. I’m sure that I will remain a customer for a long time.”
~  Enrique Corlay | Mexxi’s Restaurant

“Everyone I have worked with at ForwardLine has been very professional and cooperative. By obtaining this financing our business was able to pay off debts. The rate offered by ForwardLine is very competitive.”
~  George Paris | Foot Solutions

“Needing a loan during the recession, it was very difficult to obtain one from a bank for a business in the food service industry. ForwardLine quickly worked with us to explain and answer all our questions which made us very confident about the decision we were making for the company’s expansion. We were pleasantly surprised when we paid off the loan months earlier than our projections. We made the right decision for the company and we thank ForwardLine for assisting us.”
~  Matthew Scott | Big City Bread Café

“ForwardLine took me through the very easy process and stayed in touch until the end. They were very understanding and helpful through the download and funding. Our business slows down this time of year and this injection of cash will be very helpful in getting through until next year. Awesome service!”
~  Russell Arnold | Zuzu Handmade Mexican Food

“After dealing with a number of companies it was nice to find ForwardLine! Not only do they have great programs and response times, but they truly care about your day-to-day business and success!”
~  John Bullard | Leisure Lifestyles

“I really enjoyed working with Leonard. They walked me through every step and I appreciate them greatly. I’m always nervous when trying to get financing and their knowledge and patience really helped.”
~  Sebrina Odom | Salon Alexis Simone

“ForwardLine provided working capital for my businesses at a rate far better than I was able to find from similar merchant cash advance entities. Working with ForwardLine required that I switch from previous credit card processors. ForwardLine’s staff provided knowledgeable support and assistance in this regard and ultimately provided me with better processing rates than I had previously experienced. The application process was neither drawn out nor cumbersome as I had experienced with other providers. The process was very simple and provided me with an answer regarding my financing needs in a very immediate fashion. I found the staff at ForwardLine to be very friendly, supportive and knowledgeable. I would gladly look to this group as opportunities present themselves in the future.”
~  Scott Webermeier | National Park Village & The Country Supermarket

“I would like to express my thanks and gratitude for the way David handled my loan process with ForwardLine. This is my second such loan with ForwardLine, and the process with David was extremely streamlined, quick, and came with perfect timing. David was extremely helpful and always available during the entire loan process. Thanks again for your excellent service.”
~  Boris Milensky | Cool Liquors Beer & Wine

“Everyone at ForwardLine was friendly and courteous. Hamlet was especially personable. Working with them was a pleasant experience. I would recommend ForwardLine to others.”
~  Joe Wallen | Jenkins Automotive

“ForwardLine was able to move quickly and get the deal funded on my schedule. Having access to this capital has made all the difference to my cash flow management. Thank you, ForwardLine!”
~  Mark Arend | Quality Inn Winona

“It is so easy to work with ForwardLine and that is why we continue to use them. We are able to purchase catering equipment and expand our current business because of this financing. Thank you for your help!”
~  Faith & Scott Redstone | Durum Restaurant

“The change over went really fast and smooth. It was a pleasure dealing with Grant and Leonard. The financing was able to help me with a major purchase for inventory for the fall/winter season.”
~  Marcus Jellen | Formal Image Inc.

“Grant did a fine job and it is a pleasure working with him. I put in all new flooring and new TVs with the capital you folks provided. I would do it again.”
~  Mark Greenleaf | Carolina Sports & Spirits

“ForwardLine is a wonderful company to work with. I have been working with them for several years now and I feel as though I have my own personal financial consultants. The staff at ForwardLine are the main ingredients for this company. Although I cannot put a face with the names, the staff that I have worked with seem like “my best friends.” They are professional, very knowledgeable, and – most of all – they make the job of borrowing money a “hassle-free” experience.

Financing with ForwardLine has enabled me as a family-owned restaurant owner to purchase new items for my business such as kitchen equipment, a security system and new flooring. My payments to ForwardLine are made daily from my credit card sales so I do not have to worry about the monthly payments being made. I would highly recommend ForwardLine to anyone who is in the need for financing for their company.”
~  Maryanne Merritt | Martin’s Restaurant

“While searching for financing in today’s credit-tight financial market, ForwardLine proved to be the clear winner over every other company we met with. In particular, David & Jeff were the pinnacle of professionalism and integrity. From our very first conversation, they demonstrated the desire and clear understanding as to my company’s financial needs.

David went over and above to not only make sure those needs were met but worked in tandem with Jeff to make the transition as smooth as could be hoped for. Their terms were fair, reasonable and forthright – a rarity in today’s financial market. I could not endorse ForwardLine enough to anyone looking to secure financing for their small- to medium-sized business!”
~  James Alexander | Winchester Wine & Spirits

“We have used ForwardLine three times to get money to remodel our business and get our credit card debt paid off. The financing is easy and fast and the people that work there are professional and amazing. It’s the fastest way to get some extra money to do the things you need to do for your business. We highly recommend it.”
~  Jeffrey & Pam Fry | The Color Studio & Salon

“During the current economic times, when it seems impossible to get funding to improve business, it’s ForwardLine to the rescue! The relationship I have with ForwardLine gives me confidence throughout the year knowing my restaurant can survive the ups and downs of the hospitality industry.”
~  Jason Duggan | Santiago’s Bodega

“ForwardLine provided me with the financial assistance I needed to run my business in record time. I appreciated the friendly and professional service I received from Leonard. In the future, if I should need financial assistance, I will use ForwardLine again.”
~  Tony Fuller | Luber on Wheels

“Everyone who I spoke to was extremely helpful and was always good to get back to me in a timely manner. In the restaurant business time can be very valuable. If equipment breaks or the air conditioning goes out, you can lose customers which means lost income. ForwardLine’s quick response and easy loan process has helped me to save on both in more than one instance.”
~  Chad Lewis | TEN Sports Grill

“ForwardLine is a life saver. They really came through for us in a financial pinch! They made the whole process simple and painless. Many thanks to ForwardLine”
~  David Rotman | Café Aspen

“I had a very excellent experience with all the staff members at ForwardLine, especially Scott Park. Mr. Park helped me thorough the loan process and explained it very clearly. My funds were available at the time promised. I am very pleased with ForwardLine and will continue to do business with them.”
~  Kieu Huynh | Nail Flower

“The funding process was quick and hassle free. We needed equipment for our new store that is opening soon and ForwardLine came through with flying colors. If you need money quick, this is the way to go.”
~  Bobby Delmonico | Groovy Automotive

“I cannot say enough about ForwardLine or the employees that work there! First of all, the savings on the rate says enough, then the processing rate is just as GREAT. They went above and beyond the call of duty, including questions and concerns after the fact. They were corrected and the issue was rectified in a timely matter. I highly recommend this company and I look forward to a long-lasting business relationship …”
~  William Rizzo | GBS Restaurant Inc.

“ForwardLine came to the rescue and offered immediate cash flow, saving my business through a type of financing program I’d never heard of before. This company is solid, prompt, and has a great customer service staff. I will recommend ForwardLine to all business owners – they will help you and your business succeed and stay on top. Thank you, ForwardLine.”
~  Raul Cantu | Pet World

“ForwardLine has always been professional and responsive to our needs. The financing has helped us to get different projects completed with our busiest time of the year coming up.”
~  Shawn Holder | Pannikin Coffee & Tea

“Working with ForwardLine is a positive experience. They call back right away with answers you can count on. How good is that?”
~  Jeff Ceresaro | Pio Loco Restaurant

“Everyone I have worked with at ForwardLine has been great. They are professional and prompt and always seem to have the answers to our questions. The financing has allowed our business to continue to grow during hard economic times. It has been a pleasure doing business with ForwardLine and we look forward to continuing our relationship.”
~  Debbe Nass | Ultimate Tan & Spa

“Leonard is great to work with. Fast and easy. Needed to make some equipment purchases. Uncomplicated.”
~  Gerd Ordelheide | Red Lion Inn Resort

“ForwardLine was instrumental in helping us obtain additional capital to assist with our winter manufacturing operations. Their rates were the best that we've found in the industry, and they are much easier than working with a bank for a typical small business loan. ForwardLine also helped us change to a new credit card processor to save additional money.

Leonard and the rest of the staff at ForwardLine worked with us as if we were personal friends and helped us navigate through the issues associated with obtaining small business funds during a time when most banks had no money available!

We look forward to a long business relationship with ForwardLine as our business continues to grow and prosper!”
~  Dave Hockaday | Scootworks

"The ease of use and the way ForwardLine structures the loan is fantastic. I will use this loan as often as I can. Great job!”
~  Peter Picone | Tytronix Inc.

“I have been very pleased working with ForwardLine. After a great deal of research I found their rates to be far better than anyone else. They worked diligently with me to help process my application quickly and explained all the details.

As a further bonus, they assure me that I will also be saving money with my new processing company. The advance that we received will give us a cash reserve that we can use in the upcoming months to prepare for the summer season and help us to build our customer base with increased advertising.

It is nice to be able to have a little cushion in these tough economic times. I look forward to having a long relationship with them and would certainly recommend them to others.”
~  Claudia Hull | Joseph's Winter St. Café

“ForwardLine was the only lender I found who was willing to work with my mobile business. Other lenders required a brick-and-mortar location. I felt that my application was handled promptly and that I had excellent communication with the lender through the process. The loan I received helped me to catch up on account payables after a difficult winter. Thank you!”
~  Michelle Bianco | Mid-State Mobile Veterinary

 “From the first phone call I made to ForwardLine through the completion of the process, both Jeff and Grant were professional, knowledgeable, friendly and extremely helpful. They walked me through everything and answered all my questions.

The loan was a huge help in achieving some cosmetic and marketing needs of the café. I was able to repaint the inside of the café with some of the loan. It also gave me the ability to do additional marketing/advertising during the traditionally slow months of January and February.”
~  Michael Butti | Michael’s Bagel Café

“ForwardLine offers a great service and expedient funds to your business just when you need it. Not weeks later after much paperwork, phone calls, etc. They deliver right away. You will love working with the staff at ForwardLine. Everyone is extremely nice, very knowledgeable and efficient. I am definitely glad I chose ForwardLine. Highly recommend.”
~  Barbara Vauter | Under the Mulberry Tree

“ForwardLine is a great short term way to expand business with operating capital. They are professional, efficient, and prompt with all our dealings.”
~  Joseph Aiello | Aiello’s

Business Financing and Payment Processing
Our popular form of financing has been featured in:
Home | Business Financing | Payment Processing | Apply Now | Contact Us | Terms of Use | Privacy Policy | Site Map
  McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams  
ForwardLine Payment Services, LLC is a registered ISO/MSP of Wells Fargo, N.A., Walnut Creek, CA.
   
Home ForwardLine Business Financing Application Business Financing and Payment Processing ForwardLine Business Financing Application